“Hooked on Overages scam” and “Deed Grabber scam” are turning into some highly searched terms on the net. As more and more people find out about recovering overages for a living and buying properties after tax sale for pennies on the dollar, they get excited. They consider getting involved.

And inevitably, they wonder if they will be scammed… there is a LOT of scammy stuff out there on the net right now.

Rick’s programs are great. He’s a real estate genius, constantly coming up with innovative ways to make real estate investing profitable. He has a B.A. in Real Estate and Finance from Indiana University, and over 15 years direct experience in the field (tirelessly working 80-hour weeks investing in property and going after overages).

You’ll be hard-pressed to find anything bad said about him anywhere.

If you’re thinking about getting involved with real estate, get Rick’s courses while you still can. Rick’s an expert on this stuff, and the window where he’s willing to work hands-on with students is closing. Right now, the Hooked On Overages training program is one of those programs where you have direct access to Rick via the forums. Not sure how long the course is going to be offered.

You can go here to get the free DeedGrabber e-book, or here to read about how to collect tax sale overages. Both programs will get you profitably involved in real estate faster than anything else out there. And with money-back guarantees on both, you don’t have to worry about the “Deed grabber scam” people seem so worried about!

It’s sad that there are so many real estate programs out there that leave people feeling scammed. There are even a few programs available out there now about overages that are scammy – one was even produced by a member of Hooked On Overages, who joined, took our information and then used it to produce a second-rate ebook – with no support, no updated information, in general just a scammy rip-off of the real thing.

But overages is no scam – unless you’re looking at it from the perspective that the government effectively scams people out of their money by seizing it when they don’t collect it in time.

Nope, overages are very real, and so is the profit potential that comes along with it. And sadly, there’s more tax sale overage and mortgage foreclosure overage out there now than ever before.

If you’re considering getting in the program but have been burned by crappy systems in the past, don’t worry. There’s a money-back guarantee with Hooked On Overages. You’ll have plenty of time to check the program out before committing – and you should know pretty quickly whether this is something that excites you, that will make you feel good to do for business, and that you can see yourself making money with.

Hooked on Overages… definitely not a scam.

That’s all fine and good, but after several years’ experience marketing articles on the internet (and a lot of success as an affiliate because of it), I have a slightly altered list of top article directories and top submission sites – the ones that will actually make you money, are easy to use, are free unless you choose to pay for extra services, and have gotten results for me personally.

1. Ezine Articles. Ezine is first on just about every list, and for good reason. They are pagerank 6 on Google, and are constantly improving the way they do things in order to stay that way. Their Adsense ads are to the right, navigation menu to the left, and all that’s in the center of the page is your article, followed immediately by your links. If you don’t take my advice and end up trying scores of other submission sites, you’ll see just how many bogus sites are happy to take your content, and then put 5 inches of google ads between your article and your resource box, screwing you out of the chance you have to actually profit.

2. Content Crooner. While you can post your articles on Content Crooner’s site, their big draw is (paid) distribution. I rank this second on the list even though it isn’t free because oh my god, does it work, and it’s cheap ($40/month*, or less if you buy more than one month). They distribute your articles to (supposedly) 300-500 sites. If you’re at all experienced with distribution, you know that it’s only actually reaching a fraction of those 300-500 sites, but it doesn’t matter. I tried it on a whim, and it delivered for me in terms of sales. (Make sure you use a special link so you can track this when you use Crooner.)
*That’s UNLIMITED distribution for $40/month. I don’t know how the other distribution sites stay in business; they generally all charge per submission, and they charge between $5-15. Plus you don’t need to use any software; you just paste your article into the form on the site, and that’s it. (I think they even have a 30-day money back guarantee.) And as long as you’re still an active member, they keep distributing your articles to new publishers as they sign up. It’s really just an unbeatable deal.

3. Go Articles. I’m surprised at how well this page does in the rankings, considering you can post just about ANYTHING there (compared to ezine, who are Nazi-like in their quality standards). It’s easy to sign up, post, and there’s no review period – your article goes live right away. If you use Content Crooner, they distribute to Go Articles, so two birds with one stone, there.

4. Articles Base. AB is surprisingly good at driving good traffic. And by good, I mean traffic that buys. Why? Your guess is as good as mine. It has a good pagerank, the layout is easy on the eyes, like EZA they keep the adsense out of your content, and HUGE BONUS: they allow links in the body of the article. I love this, and have made lots of money from my Articles Base articles.

5. Xomba.com. Xomba is great because not only can you post your article there, with links in the body, they also share 50% of the Adsense revenue on your articles with you. How awesome is that? Post everything you write here.

6. Isnare. Isnare is another highly ranked page with an easy to use interface. You can also distribute your articles with them with paid credits.

7. Your own website, with Adsense enabled. Using your own website has gotten a bad rap. If you are a prolific writer, i.e., you’re doing this as a full-time job (and if you are, you should be publishing at least 50-75 articles a week), using your own website is never a bad idea. It’s free unless you decide to upgrade it, it only takes a second to post your articles there, and you can make some extra money from Adsense that way.

———

A couple of tips.

1. Post to Ezine Articles first, and let the article get indexed by Google before you publish it anywhere else. It usually only takes a few hours or a day before your article gets indexed. Since Ezine generally outranks other sites, it’s good to be indexed there first. Then distribute to the other sites.

2. Be careful with ArticleSnatch.com. I want to be clear: I don’t have any evidence that Article Snatch articles perform poorly. The articles rank highly in Google returns. The problem is, when you click through and check out your article, you’ll find a couple of things there that are personal pet peeves of mine.

First, they pepper your article with ad links. Worse than that, they’re irrelevant ad links. In my opinion, it makes the whole article look like a big ad. Not only that but there are huge picture ads both next to the top paragraph or two of your article, and then – and this is what annoys me the most – BETWEEN your article and your resource box, followed by a bunch more ads. And, the first link in your resource box is a link showing them as the publisher. Couldn’t they add that AFTER your resource box? Couldn’t they allow your resource box to flow naturally from the article text? I think ArticleSnatch.com is a bunch of greedy pigs, and you probably lose a lot of clicks you would otherwise have gotten if they didn’t try to make your links as subtle as possible and make the whole page a giant Adsense ad.

Content Crooner distributes to Article Snatch. This is why I recommend that you first allow your article to be indexed on Ezine, which outranks Article Snatch. (Once you are indexed on a higher-ranking page, who cares.) And if you feel like I do about Article Snatch, the good news is that after Content Crooner distributes to them, you CAN go and delete your articles from Article Snatch. I don’t bother; I just don’t want them showing up as the number one return for my articles.

In the name of full disclosure, before I write a single word of my review of the Hooked On Overages program I want to be upfront about the fact that I am Rick Dawson’s younger sister Maggie Dawson. However, I had zero experience dealing with overages before learning Rick’s program and I want to share my unique story becoming involved in the program, in the hopes that you’ll decide to make what could be a life-changing decision for yourself, and take the leap into entrepreneurship with the Hooked On Overages program.

When Rick decided to develop the Hooked On Overages program, he initially contacted me to help do him a favor. He was hosting the first of the live chat sessions that were a part of the first-ever training, and he wanted me to stand by in the chat rooms and monitor the emails coming in to make sure if anyone had any questions, or problems getting connected, that they’d be able to attend that first session and not miss anything. So I welcomed people into the chatroom, encouraging them to talk a little about themselves while waiting for the session to get started. Of the 20 or so people who attended that first session, only a few had any experience in the real estate industry. Most were just your average Joe, intrigued by the program, looking to move in a new, more lucrative direction with their careers.

I continued to monitor the chats for the next two weeks, and in doing so, learned the course material myself. I hadn’t been particularly interested at first, but when one of Rick’s students got a check in before the initial training was even over, I couldn’t help but start to wonder if my significant other and I – who have always had synergy when it comes to entrepreneurial endeavors – should give it a try. He’s a phone man, and I like doing research, so I began to scheme that together, we might be able to make some serious money from this business.

Now, one advantage I had that most reading this don’t have right out of the gate is that I know my brother. I didn’t have any lingering questions like “am I getting scammed?” or “is this just another B.S. get-rich-quick scheme?” My brother has been making money for as long as I can remember. At a family gathering recently, an old family friend was joking about how when they were six, Rick used to hustle her down the alley picking up bottles and cans so they could return them to a recycling center for a few dollars (a tidy sum for six-year-olds back in those days). Everyone present to hear that little anecdote agreed that Rick has always known how to make money. Should he ever read that, I’m sure he’ll throttle me for telling that little story, but it’s a testament to the way Rick’s brain works, and how far back this ability goes. Needless to say, his entire adult life Rick has been coming up with ingenious strategies for cornering small niches in the real estate market. So I knew if he had a new program, there was some serious money to be made.

I also knew ahead of time that I didn’t have to worry about not being able to get ahold of anyone if I had questions, and I knew if and when I did sign up a claimant I’d have Rick to help me every step of the way. If you’re considering getting involved in the program, this is something you never have to worry about. Someone is always around to answer questions – much of the time, even via email at 4 am. Running the helpdesk, I have heard from too many students to count that our level of service is unmatched by any other training course they’ve taken (one man told me in a recent course he’d taken he had to wait a MONTH for a helpdesk reply) and that it is their favorite part of the program.

Anyway, back to my story. When that first training was winding down, I suggested to my significant other that we give the overages business a shot, and he readily agreed. So we drove around Indiana (one of the few states where you have to actually travel in person to do overages related research) finding records of overages, and when we got back, researched them and made calls. Within the first week, we had signed up an $8,900 claim (a scan of the check is on Rick’s blog on the Hooked On Overages site), and a few weeks after that, we signed up another claim for almost $19,000. For someone used to making $300 here and $500 there, it was mind-blowing to see how quickly we could have lump sums of 5 to 10 thousand dollars coming in.

I am a writer, and my significant other is a music producer by day and currency trader by night. We make a decent living, but like most entrepreneurial endeavors, our income is inconsistent. Since we are passionate about what we do, we never planned to make the overages business a full-time career… we just wanted to try it out. What we’ve found is that the overages business is extremely lucrative, even if you only work at it part-time. We are busy during the week, and we only work overages on Friday nights and Saturdays before 1 pm. Working only this schedule we’ve managed to add an extra $3,000 average per month to our income since the end of August, and two weeks ago we moved into a beautiful condo and didn’t have to worry about where we were going to get the money to buy what we needed to furnish it. I went Christmas shopping this season and had the pleasant experience of being able to buy my deserving family members gifts without constantly checking my bank balance for the first time since this recession hit. What a great feeling that was, and I can honestly say that it is 100% due to my involvement with collecting overages.

If you want to work at overages full-time, based on our experience of putting in a combined weekly effort of about 10 hours, if you do four times as much to bring your hours weekly to 40 like a normal full-time job, that equals about $12,000 a month. And you truly do not have to know a single thing about the business before taking the training – I know I didn’t. One great thing about the program is (if I do say so myself) that I was instrumental in helping to put together the basic training materials after that first run of training. As a novice, I could tell quickly what would need further explanation, and it’s helped to make the training materials that much easier for new people to the industry to absorb. I also now man the helpdesk, and I understand exactly what new students are going through and am ready to help.

If you’re looking for a new career path, the overages business is something you should take a shot at. You’ve got nothing to lose. The cost of the training isn’t even as much as the College Algebra class requirement my significant other just paid for (he’s finishing his bachelor’s degree in addition to everything else we’re doing). There aren’t any hidden fees, you get physical course materials for free with it, and you’ve got 30 days to check it out – not to mention support from Rick and the rest of the Hooked On Overages staff. You’re dealing with honest people who truly want to see you succeed, and there’s so much unclaimed money out there that you can work as many hours on overages as you like. The sky is the limit with your income from this business. If you’ve never experienced that before, it’s a feeling you’re going to get addicted to.

If you’re interested in learning more about the program, you can download free information from http://Hooked-On-Overages.com.

If you’re ready to sign up for the program, click here: http://hookedonoverages.org

I hope this short missive was helpful.

–Maggie Dawson

What do you think happens to the owners of tax deed homes when they move on? Well, the first thing is, they lose contact with the government. How many owners do you think take the time to go update their information down at the county office before they move on to another property? Zip. Zero. They are often very difficult to find without some advanced skiptracing.

So what does this mean to you? Well, nothing, unless you want to find them and make a boatload of money.

What most investors in tax deed homes don’t realize is that when a property ends up with a bid over the amount of taxes due at tax sale, in many states, that sum of money is held in trust for the original owner. At any time within a few years (it varies state to state), that owner can come in and claim that money, simple as filling out a form in many cases. But they’ve moved on, and don’t receive notice from the government that they have that money.

That’s where you come in. If you can connect these owners with the money they don’t know they have coming to them, you’re providing an extremely valuable service– one that generates five-figure paychecks for you on a regular basis. How often can you get that from tax deed homes– risk-free, with a turnaround time, on average, of two months?

The reason you’re able to do this is that these, and specific other funds as well, generally fall outside of the finder’s fee caps that most states have on “unclaimed funds”– at least, for some period of time. Sometimes a year, sometimes five, but almost always long enough that the owner is in the dark, and you have time to find them.

Click here now: http://www.Hooked-On-Overages.com to grab the free Insider’s Guide to raking in cash with overages!

M. Dawson is a Chicago area real estate expert and found money pro.

Please. Begging you, here. STOP investing in tax deed certificates. You don’t need the headache. Yes, investing in tax property is profitable if you’re really clever about it, but there’s another way to make money off of the tax sale, and you don’t have to buy property you’ve never seen to make money from it.

You don’t have to own property, at all, to make money– a LOT of money– from it.

Back to that tax deed certificates scenario from above. Let’s say you’re feeling extra lucky because you got a property you think is worth $100,000, and you only bid $50,000 for it. Remember the starting bid? Let’s say it was $10,000– the amount the previous owner owed in taxes.

What happens to that extra $40,000? Does the big evil government just take all that poor homeowner’s equity? The answer is “yes.” In about half of the states.

And the answer is “no,” in the rest of them. Pause and let that sink in. Where’d that money go?

In the other half of the country, that $40,000 is held in trust for the owner, who can come down and claim it, but only for a short window of time. Frequently, owners don’t know this, since most people guess the government just gets it all. They move on, lose contact with the government since they don’t update their contact info, and they never find out about that windfall they’ve got on the books.

After a while? They lose the money. All of it. After tax deed certificates are sold, the government is only required to hold the excess bid money for a short period of time (1-5 years) in most cases. And that’s it. No recourse. It’s just gone.

If you don’t see a monster money-making opportunity here, you need to readjust your bifocals. You find these owners, you let them know you know about money they’re owed, you collect on their behalf, and you take a nice, hefty percentage. When you think “hefty percentage,” you’d better be thinking in the 40%-50% range– that’s what this type of service is worth.

You deserve it. Without you, that money would have been permanently lost.

Best of all, it’s completely legal. But the government loves eating up this money, so better get in before the laws change. Many states have already passed “unclaimed funds” laws governing money held at the state level, but for now, this money falls outside the law (since it’s at the county level). So it’s likely there’s a few good years left… still plenty of time for you to make a boatload of money.

Sure beats buying tax deed certificates.

Click here now: http://www.Hooked-On-Overages.com to grab the free Insider’s Guide to raking in cash with overages!

Anyone, truly anyone, who understands how, can make a lot of money doing this.

M. Dawson is a Chicago area real estate expert and found money pro.

There’s another, much less risky, much more profitable way to make money off of tax properties, and tax certificate auctions are actually an essential part of it. However, this technique doesn’t involve owning any property, at all (whew, right?), involves next to no money to do (we’re taking less than $500 in most cases), and will allow you to profit within months– not the year or so it takes to foreclose on those properties you get at tax certificate auctions.

It’s really quite simple.

When investors bid at tax certificate auctions, frequently what’s called an “overbid” occurs. That’s when a property is worth far more than the taxes that are owed, and someone bids accordingly. Say a property is worth $50,000, the taxes owed are $5,000, and an investor bids $40,000. There’s an “overbid” of $35,000… $35,000 of that poor homeowner’s hard earned equity.

In many states, that overbid goes right into the government coffers. No recourse for the owner. You lose your property, you lose your property. It’s not fair, but it’s government for you.

But in about half of the states, those funds are held in trust for the former owner. Only slightly more fair, because those funds end up property of the state if the owner doesn’t get down there right quick, and claim them. Usually they get 1-5 years to do that. Still not fair, but at least they have a chance.

The problem is, most have moved on, sometimes long ago. They assumed they’ve lost everything– most people do assume that, ask around– and they don’t bother to update their contact info with the county, and never receive notice that that money is available for them to collect. The time passes and runs out, they get nothing, and the government swallows up yet another hefty sum from a hard working citizen.

That’s where you come in.

Currently, most states have finder’s fee limits on “unclaimed funds”- funds that are held at the state level. But these overages from tax certificate auctions are at the county level. Thus, during that period of time when the owner can collect, they are NOT subject to finder’s fee caps.

You provide the extremely valuable service of reconnecting these owners with the money they’re unaware of, and you’re looking at a 40-50% finder’s fee. That means five figure checks every time you make a deal… and in today’s economy, they’re everywhere.

Click here now: http://www.Hooked-On-Overages.com to grab the free Insider’s Guide to raking in cash with overages.

M. Dawson is a Chicago area real estate expert and found money pro.

And admit it. You don’t really like it anyway. The competition sucks. It’s boring waiting month after month, year after year, to see if you get paid off and make your money, or if you’re going to be forced to foreclose, and own what’s potentially a rat-infested dump, that you’re then going to have to sink a lot of cash into to get rid of. Tax lien investing isn’t for you anymore.

That’s okay! There’s a much better way to make money from tax properties, without ever owning the property. You don’t need much money to do it, just a few hundred dollars; there’s pretty much no risk; and best of all, there’s no tax lien investing involved, whatsoever. And you can work it remotely from wherever you are, even if you’re in a foreign country.

In many states, when tax properties are sold at auction, the overage created from the bidding – that is, the money bid over the amount of taxes that were originally owed – is immediately lost to the government. It goes to the state school fund in many cases, so at least it’s not going to buy the governor a cushier office chair. Even so, unfair to the original owner, to say the least.

But in many other states, that money is held in trust for the owner. It’s often as simple as filling out a form, showing some ID, and getting cut a check for the remainder in a few weeks.

The problem? Most owners don’t realize this is what happens. They’ve bailed on the property, assume that they’ve lost everything, and have an overage of many thousands, sometimes hundreds of thousands, of dollars sitting in the government’s cash book that they don’t know about it.

Here’s where it gets bad.

If they don’t claim it within 1-5 years in most places, it’s lost. Permanently. Just like in the other states. No recourse, no going back, all that money is just gone, sucked into the governmental vacuum.

That’s where you come in.

Reconnect these owners with their funds, take a 40-50% finder’s fee (these funds are not subject to finder’s fee caps in most states), and you’ll see checks coming in monthly that put your earnings from tax lien investing to shame. Not only that, but you’re providing an invaluable service to people delighted to be getting (much-needed, in most cases) money. Your competition doesn’t know about this, and in today’s economy, these overages are being created literally every day.

Grab your copy of the Insider’s Guide to Overages– Click here now: http://Hooked-On-Overages.com.

Anyone, truly anyone, who understands how, can make a lot of money doing this. Click here now.

M. Dawson is a Chicago area real estate and found money expert.

And that’s without buying liens or deeds, at all.

None of the investors you see at tax sale know how to do it, that’s for sure, or you’d never see them there again. And yet, without the tax sale and some weird laws governing what happens after tax sale properties are sold, these funds wouldn’t exist. What are they?

Overages.

In about half the states in the U.S., when people lose tax sale properties, they truly lose everything. Even if they only owe $500 and someone bids $500,000 at tax sale, they never see a dime of it. It goes to the government for unnecessary private jet rentals, $15,000 staplers and the like. Those poor homeowners really miss out.

Here’s your secret: in the other half of the states, the government holds that money for them for a few years, and if they know it’s there, they can come down, fill out a few forms, and get the overage paid out to them. If. If they know it’s there.

Usually, they don’t. They assume they lost everything, move on, sometimes far away, and never get notice that they’ve got a tidy sum being held for them by the government. And what happens? According to state law, after a while it “escheats” to the state. That means it’s gone. Forever.

So how to make your $100,000 this year from tax sale properties? Easy. Find these funds, find their owners, reunite the two, and collect a finder’s fee. These funds, since they aren’t held at the state level, are ungoverned by finder’s fee caps, and you can and should charge 40-50% for your valuable service, because without you, 99% of the owners you’re looking for will never see one penny of their money.

Of course, the government will get wise and change the law to include these funds at some point. But for now, you’ve got at least a few years in which to grow your next egg exponentially.

Grab the free Insider’s Guide to overages– Click here now – http://Hooked-On-Overages.com.

Anyone, truly anyone, who understands how, can make a lot of money doing this. Click here now.

M. Dawson is a Chicago area real estate and found money expert.

But buying tax deed property won’t make you wealthy. Not with all the competition, and definitely not with all the hassles that come along with it – the risk of buying a trashed property, or a property that becomes trashed in the time you have to wait to foreclose… not to mention the huge amount of cash you’re going to have to have available to invest this way.

Even if you do have huge cash reserves for investing, why lay it out there when you can make way more money with an investment where you never have to own a property? And where you can operate from the North Pole, or Zimbabwe, or Mongolia, as long as you have a phone and an internet connection? And where you only need operating capital of about 500 bucks to get started? And without buying tax deed property?

The big secret?

The overages created at tax sale.

Investors buying tax deed property at tax sale bid against each other, as you probably know. Frequently, the bids go way over the amount of taxes owed. In some states, this money is lost to the government right away. But in other states, that money is held for the former owner – most of the time, unbeknownst to him.

That owner? He’s long gone. He probably stopped paying his taxes in 2002 and his house finally just went to tax sale this year. The county likely has no current contact info for him, and can’t notify him of the overage (not that they really want to – they get to keep the money if he doesn’t come to collect it within a year or so). If you don’t find him and tell him, chances are, he’ll never find out.

That’s a pretty valuable piece of information you’ve got for him – valuable to the tune of a 40-50% finder’s fee. And since these funds aren’t held at the state level, they’re not subject to finder’s fee caps laid out in the state “unclaimed funds” laws. That right there is your golden secret, and why almost no one out there is pursuing these owners – no one realizes that they can legally charge 50%.

Talk about a loophole.

Obviously, like anything else hot, people will catch on. The government will probably catch on at some point soon and change the laws. But for right now, and probably for at least a couple of years, it’s perfectly legal. You’ve got a serious money making opportunity where making a 5-figure monthly income is not only possible, it’s virtually guaranteed if you work hard.

Still interested in buying tax deed property? Didn’t think so.

You’ve got to know how to find lists of these funds, and how to find and approach these owners so that they don’t try to collect without you and avoid your fee.

Grab the free Insider’s Guide to raking in cash with overages – click here now: http://www.Hooked-On-Overages.com.

M. Dawson is a Chicago area real estate and found money expert.